Terms and Conditions

Welcome to the Financial Growth Courses offered by FinGrowHubs.com. By accessing or using our services, you agree to these Terms and Conditions in full.

1. Introduction

These Terms and Conditions govern your enrollment in courses provided by FinGrowHubs.com (FinGrow Hubs). Please read these terms carefully before proceeding.

2. Course Enrollment

To enroll, you must complete the registration form and provide accurate personal information. Enrollment is subject to availability and acceptance by FinGrow Hubs.

3. Payment Terms

Course fees are listed on our website and must be paid in full before course commencement. Accepted payment methods include credit card, bank transfer, and PayNow. All payment details are processed securely.

4. Refund Policy

We are committed to your satisfaction. Our refund policy is as follows:

• Full Refund: You may request a full refund within 7 days of purchase if you have not accessed more than 10% of the course content.
• Partial Refund: Between 8 and 30 days from purchase, you may request a 50% refund if you have accessed less than 50% of the course content.
• No Refund: No refunds will be issued after 30 days or if more than 50% of the course has been accessed.
• Refund Process: Submit your refund request via our support form. Refunds will be processed within 14 business days to the original payment method.

FinGrow Hubs reserves the right to refuse refund requests that do not comply with these terms or are made under fraudulent pretenses.

5. Intellectual Property

All course materials, trademarks, and content are the intellectual property of FinGrow Hubs. You may not reproduce, distribute, or create derivative works without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, FinGrow Hubs shall not be liable for any indirect, incidental, or consequential damages arising from your use of our courses.

7. Privacy and Data Protection

We collect and process your personal data in accordance with our Privacy Policy. By enrolling, you consent to this processing.

8. Contact Information

Marina Bay Sands
10 Bayfront Avenue
Singapore 018956
Phone: +6598884701
Business ID: S5055824A

9. Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes via email or by posting on our website. Continued use of our services constitutes acceptance of the updated terms.

10. Governing Law

These Terms are governed by the laws of Singapore. Any disputes will be subject to the exclusive jurisdiction of the courts in Singapore.

Thank you for choosing FinGrow Hubs for your financial growth journey!